Why Pre-Qualification is Important

It's important to consult your mortgage professional as soon as possible — even before you start looking at homes. Why? Because knowing you are already qualified to purchase a home can make the process smooth and hassle free!

Why Pre-Qualify / Pre-Approval

When you begin looking for the home that is a perfect fit, you will quickly realize that you have many options to choose from! There will be many decisions to make like which school you would like to be near, how far you want to drive to work, if you want to be near shopping and dining or if you would like to be surrounded by nature, and various other amenities. If you make the decision of how much you want to pay for a home before you begin shopping, the process will be much easier and much less time consuming.
Getting pre-approved is easy! You can complete the process online or over the phone is as little as 5 - 10 minutes. Your mortgage professional will obtain the basic information needed to determine if you qualify to purchase a home. From that point, you can then determine which loan is right for you, as this may effect the type of property you purchase.
After determining the type of mortgage that is right for you, your mortgage professional can help you determine how much you would like to pay for a home. The size of your down payment, and your monthly payment are important factors to consider when determining the maximum purchase price you are comfortable with.

  You Will Have Purchasing Power!

Most of the time you can afford more than you think! With interest rates at an all time low, you will probably be surprised to learn that the monthly payment for your dream home is usually cheaper than renting! Also, with many no down payment or low down payment programs, you will be confident in knowing that you can shop for your dream home with the power to purchase it already in your pocket! So why start shopping for a home and then try to figure out if you can buy it? Go ahead and take the 5 minutes to give us a call and get your purchasing power today!

 

 

Basic Pre-Approval

Get the Best Mortgage Rate! Tell us a little about your current needs and we can use that information to match you with just the right loan.

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