Your Closing Costs

There are certain standard costs associated with closing the sale of a home. Sellers and buyers almost always share these costs, as specified in the sales contract.

As you'll see below, many of the costs result from getting your mortgage. At Primemax Mortgage Group, NMLS#195523, we have extensive experience in mortgage lending, so we can compile a comprehensive list of closing costs related to your mortgage in your "Loan Estimate".

Loan Estimates (LEs)

Soon after you submit your application, we'll provide you with the "Loan Estimate" of your closing costs. The closing costs enumerated in the LE are estimated based on our experience with mortgage loans, but costs often vary a little bit between the LE and closing. We handle questions about these costs every day at Primemax Mortgage Group, NMLS#195523, so please feel free to contact us if we can help answer your questions.

We've provided a general list of closing costs below, but we will give you a specific list of closing costs, with amounts, very soon after you complete your application. At Primemax Mortgage Group, NMLS#195523, we don't believe in surprises, so if your costs change, we'll be sure to let you know immediately.

Standard Closing Costs

Loan-Related Costs
  • Up-front Interest Payment
  • Escrow Account
  • Taxes
  • Costs related to "originating" your loan
  • Points — lower your mortgage interest rate (optional)
  • Appraisal Costs
  • Credit Report
Property Taxes
  • Insurance
  • Transfer Taxes & Recording Fees
Homeowners Insurance
  • Title Insurance
  • Flood / Earthquake Insurance if applicable
  • Private Mortgage Insurance (PMI)

At Primemax Mortgage Group, NMLS#195523, we answer questions about closing costs every day. Give us a call: 2565439211.

Mortgage Questions?

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Primemax Mortgage Group, NMLS#195523

311 West Grand Ave
Rainbow City, AL 35906