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Refinancing Options
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Need to Refinance?

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Refinancing to Secure a Lower Interest Rate

One of the best reasons to refinance is to lower the interest rate on your existing loan. Historically, the rule of thumb is that refinancing is a good idea if you can reduce your interest rate by at least 2%. However, in many situations a 1% savings is enough of an incentive to refinance.

Reducing your interest rate not only helps you save money, but it also increases the rate at which you build equity in your home, and it can decrease the size of your monthly payment. For example, a 30-year fixed-rate mortgage with an interest rate of 7% on a $100,000 home has a principal and interest payment of $665.30. That same loan at 4.99% reduces your payment to $536.21,   

CAll us today for a quote to see how much you can save.  256-543-9211

Refinancing Options

Primemax Mortgage Group

Home......One Step At A Time

Our mortgage experience is simple and streamline....fast & easy That's the way you want it.  Try our 30 Minute Pre-Approval.  We have streamlined our process to ensure that buying your home is as smooth and stress-free as possible.  You can apply on line, sign all your documents on line and send your documents securely all hassle free.  

We specialize in First Time Home Buyers and love to see the excitement on closing day.  In most cases we can close loans in as little as 21 days.  

Our office has two Certified Military Specialist for VA Programs.  We offer 100% financing for our military as well as all the refinance programs.  We love our military and VA loans. 

We have MLO's with advanced CMA which is a Certified Mortgage Advisor.  We are here to give professional advice on your mortgage program...not just take an application.  Our office also has several MLO's with a Credit Specialist Certification that can help you with credit questions.  

Primemax works as a team utilizing all our experienced professionals as soon as you apply.  That approach assures you that you will receive the ultimate lending experince that you deserve.  We are service driven and love to keep you up to date on the details of your loan process.  

Your home is one of the most valuable investments you’ll ever make. With this understanding, every employee at Primemax is focused on the desire to give you a "Custom Home Made Easy" experience with your financing needs.  Contact us today.   256-543-9211


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Primemax Mortgage Group, NMLS#195523

311 West Grand Ave
Rainbow City, AL 35906