After 35 years of business ownership, Regina Rickles has established a reputation of going the extra mile for her customers. She has built and maintained her business on three biblical principles of trust, honesty and integrity.  These are principles that Regina incorporates into every aspect of life, and strives to demonstrate in her commitment to her customers through a unique way of approaching the loan process. After 24 years as a Mortgage Broker, with locations throughout North Alabama, and millions of dollars in closed loans, Regina feels that she is capable of offering the absolute best options to anyone she serves, regardless of any obstacles.

 Regina additionally is a CMPS (Certified Mortgage Planning Specialist) which is a status that only 3 loan officers in the State of Alabama hold. This is due to her extensive knowledge of loan types, programs, guidelines, and assistance for the customers she works diligently to serve.  She received her certification as a Certified Mortgage Advisor (CMA) under the direction of some of the most notable mortgage specialists in the industry.   She has had the opportunity to see and experience many different markets over a span of time. With these varied changes, being the best that you can be requires the ability and focus to stay on top of all of the regulations and product modifications, in order to be able to educate and guide your prospective borrowers.  Regina works hard to maintain that level of expertise and experience. 

 Regina also specializes in First Time Home Buyers and teaches seminars to show the new buyers just how to "get it done".  Holding a Certified Military Specialist certification  she also specializes in VA loans for our military or retired military.  She also holds a certification in Certified Credit Specialist as well as Certified Renovation Specialist. 

Regina enjoys spending time with her family and kids Colby, Brandi, Chad, Isaak, and their families and any activity which takes her outdoors. She is also loves photography and enjoys shooting the beauty of the nature around her and family portraits of those who are close to her. Regina holds multiple degrees from The University of Alabama and Jacksonville State.  While she is known for her work in the mortgage industry, she is equally known for her dedication to family and community and her respect for heritage and tradition.  She feels "called " to the mortgage industry as a ministry to help families find the perfect home to fit their needs and does an excellent job of it.